Who can access the Montana Insurance Verification System (MTIVS)?

The Montana Motor Vehicle Division (MVD)

Which of the following statements is true?

It is legal to use audio navigation while driving.

If you are lost, you can quickly type navigation instructions while driving.

You can send and read short texts while driving.

Having lunch while driving is safe and can save time.

If an underage driver is convicted of Minor in Possession of Alcohol (MIP), the penalties will include

confiscation of his or her driver license.

a requirement to attend a driving course.

permanent forfeiture of his or her driver license.

A habitual traffic offender can be defined as any person who

accumulates 30 or more conviction points within a 3 year period.

demonstrates poor judgment and careless driving habits.

accumulates 18 or more conviction points within a 2 year period.

is characterized as a negligent driver.

Free
No sign-up
10 questions
Pass mark 82%

Montana MVD Permit: Laws & Requirements Practice Test

10 laws & requirements questions for the Montana MVD Permit Test, out of 10 in the app. Answer each to see whether you got it right and why. The real Montana test has 33 questions and you need 27 correct (82%) to pass.

Facts updated Oct 26, 2026
Official source: opi.mt.gov
Independent, not affiliated with the MVD. How we write our questions

How it works

1Pick an answer10 questions, one tap each.
2See the ruleRight or wrong, every answer is explained.
3Get your scoreCompared with the real 82% pass mark.

Start the test

0/10 answered0 correctPass mark 82%

1Question 1 of 10
If you are convicted of driving an uninsured vehicle, you may be fined at least ______ if it is your first such offense.
Not quite. The answer is $250
Driving a motor vehicle on Montana roads without a valid liability insurance policy is a misdemeanor punishable by a fine of between $250 and $500, imprisonment in the county jail for up to 10 days, or both.
Source: Consequences, Motor Vehicle Insurance, Chapter 4 – Driving Rules, Montana Driver Manual
2Question 2 of 10
Who can access the Montana Insurance Verification System (MTIVS)?
Not quite. The answer is All of the above
MTIVS can be accessed by the MVD, the Montana Highway Patrol and other law enforcement agencies, the County Treasurers – and even by you to verify your own insurance status. (To do this, you'll need the VIN number and license plate number of the vehicle that you're driving.) Note: MTIVS only provides information on Montana insurance policies, not out-of-state insurance policies.
Source: Montana Insurance Verification System (MTIVS), Motor Vehicle Insurance, Chapter 4 – Driving Rules, Montana Driver Manual; MTIVS: Montana Insurance Verification System, Motor Vehicle Division, https://dojmt.gov/driving/insurance-and-verification/
3Question 3 of 10
Which drugs can affect your ability to safely operate a vehicle?
Not quite. The answer is All of the above
Prescription drugs, illegal drugs, and over-the-counter drugs can all affect your ability to safely drive a vehicle.
4Question 4 of 10
Which of the following statements is true?
Not quite. The answer is It is legal to use audio navigation while driving.
Texting or eating while driving increases your chances of an accident. If you are lost, pull over and enter navigation instructions. However, you can use audio navigation while driving.
5Question 5 of 10
What is the fine for violating Montana's Open Container law?
Not quite. The answer is $100
Montana's Open Container law prohibits all occupants of a motor vehicle from possessing alcoholic beverages within reach. If you are convicted of violating the law, you will be fined $100.
Source: Montana's Open Container Law, Vision Zero, Montana Department of Transportation, http://www.mdt.mt.gov/visionzero/people/open_container.shtml
6Question 6 of 10
If you are convicted of driving while your driver license is suspended or revoked, _____ points will be added to your driving record.
Not quite. The answer is 6
If you are convicted of driving while your driver license is suspended or revoked, six points will be added to your driving record.
Source: MCA 61-11-203, Montana Code Annotated
7Question 7 of 10
Whenever you drive a car in Montana, you must have _________ with you.
Not quite. The answer is proof of liability insurance
Whenever you drive a motor vehicle other than a motorcycle or quadricycle in Montana, you must have proof of a liability insurance policy on the vehicle. If a law enforcement officer pulls you over, you must provide this proof to the officer along with your driver license and vehicle registration. The proof can consist of a physical insurance card or an electronic insurance document that you can display on an electronic device.
Source: Driver Licensing Quick Reference, Chapter 1 – The Driver License, Montana Driver Manual; MCA 61-6-301 and 61-6-303, Montana Code Annotated; Insurance and Verification, Montana Department of Justice, https://dojmt.gov/driving/insurance-and-verification/
8Question 8 of 10
If you are convicted of driving an uninsured vehicle, you may be fined as much as ______ if it is your first such offense.
Not quite. The answer is $500
Driving a motor vehicle on Montana roads without a valid liability insurance policy is a misdemeanor punishable by a fine of between $250 and $500, imprisonment in the county jail for up to 10 days, or both.
Source: Consequences, Motor Vehicle Insurance, Chapter 4 – Driving Rules, Montana Driver Manual
9Question 9 of 10
If an underage driver is convicted of Minor in Possession of Alcohol (MIP), the penalties will include
Not quite. The answer is confiscation of his or her driver license.
If an underage driver is convicted of Minor in Possession of Alcohol (MIP), his or her driver license will be confiscated by the court for 30 days. (This is different from license suspension, which is carried out by the Montana Department of Transportation.)
Source: Chapter 8 – Penalties & Driving Records, Montana Driver Manual; Minor in Possesion of Alcohol (MIP), Montana Department of Justice, https://dojmt.gov/driving/driver-license-sanctions/#mip
10Question 10 of 10
A habitual traffic offender can be defined as any person who
Not quite. The answer is accumulates 30 or more conviction points within a 3 year period.
"Habitual traffic offender" means any person who accumulates 30 or more conviction points within a 3-year period. When determined by the record that an individual has thirty (30) habitual offender points within 3 years, the Driver Control Bureau revokes the license for a period of 3 years.

Questions people ask

Is this Montana MVD Permit: Laws & Requirements Practice Test like the real Montana MVD Permit Test?

The questions are written in the same style as the real test, from official sources, with an explanation for each answer. The real test has 33 questions; this free test has 10.

How many questions are on the Montana MVD Permit Test?

The DMV Permit Test has 33 questions.

What score do you need to pass the Montana MVD Permit Test?

You need 27 out of 33 correct (82%).

How old do you have to be to take the Montana MVD Permit Test?

You can take it from age 14½. Age 14.5 requires enrollment in approved traffic education; certified teachers can give the test in class (Cooperative Driver Testing Program).

Where can I practice more questions?

The Driving Exam Prep app has the full question bank for your test, a step-by-step roadmap, a mistakes review and a readiness score against the real pass mark.

Official sources

Our questions are written from these official sources. Always study your official handbook too: rules change, and our practice questions may differ from your real test.

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If you are convicted of driving an uninsured vehicle, you may be fined at least ______ if it is your first such offense.

Who can access the Montana Insurance Verification System (MTIVS)?

Which drugs can affect your ability to safely operate a vehicle?

Which of the following statements is true?

What is the fine for violating Montana's Open Container law?

If you are convicted of driving while your driver license is suspended or revoked, _____ points will be added to your driving record.

Whenever you drive a car in Montana, you must have _________ with you.

If you are convicted of driving an uninsured vehicle, you may be fined as much as ______ if it is your first such offense.