Do Colorado drivers need to have automobile insurance coverage on their vehicles?

Yes, they must have automobile insurance coverage.

No, they are not required to have automobile insurance coverage.

They may need automobile insurance coverage.

None of these answers are correct.

Which of the following statements is true?

It is legal to use audio navigation while driving.

If you are lost, you can quickly type navigation instructions while driving.

You can send and read short texts while driving.

Having lunch while driving is safe and can save time.

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10 questions
Pass mark 80%

Colorado DMV Permit: Laws & Requirements Practice Test

10 laws & requirements questions for the Colorado DMV Permit Test, out of 10 in the app. Answer each to see whether you got it right and why. The real Colorado test has 25 questions and you need 20 correct (80%) to pass.

Facts updated Oct 26, 2026
Official source: dmv.colorado.gov
Independent, not affiliated with the DMV. How we write our questions

How it works

1Pick an answer10 questions, one tap each.
2See the ruleRight or wrong, every answer is explained.
3Get your scoreCompared with the real 80% pass mark.

Start the test

0/10 answered0 correctPass mark 80%

1Question 1 of 10
Which drugs can affect your ability to safely operate a vehicle?
Not quite. The answer is All of the above
Prescription drugs, illegal drugs, and over-the-counter drugs can all affect your ability to safely drive a vehicle.
2Question 2 of 10
A CO driver's first conviction of driving under the influence (DUI) will result in his or her license being revoked
Not quite. The answer is for 9 months.
An adult Colorado driver's first DUI conviction will result in his or her license being revoked for a period of 9 months.
Source: Possible Penalties for Drinking and Driving and/or Drugs and Driving, Alcohol and Driving, Driving Under the Influence, Colorado Driver Handbook
3Question 3 of 10
If you are convicted of reckless driving, up to ____ points may be added to your driving record.
Not quite. The answer is 8
If your driving endangers another person or property (including the other motorist’s vehicle), you can be charged with reckless driving. If you're convicted, up to eight points can be assessed against your driving record. Reckless driving is considered a class 2 traffic misdemeanor, so you will also face fines and jail time.
4Question 4 of 10
What is the minimum property damage coverage required for auto insurance policies on Colorado vehicles?
Not quite. The answer is $15,000
A Colorado driver must maintain an auto insurance policy on his or her vehicle that includes property damage coverage of at least $15,000. The policy must also include coverage of at least $25,000 for a single bodily injury or death and $50,000 for multiple bodily injuries or deaths.
Source: Financial Responsibility Law/Compulsory Insurance, Understanding Colorado's Motor Vehicle Laws, Colorado Driver Handbook
5Question 5 of 10
Do Colorado drivers need to have automobile insurance coverage on their vehicles?
Not quite. The answer is Yes, they must have automobile insurance coverage.
Colorado drivers are required to maintain automobile insurance on their vehicle and keep proof of insurance inside the vehicle at all times. This card or document must include the insurance agency's name, contact information, policy number, and information about the vehicle the policy covers.
Source: Motor Vehicle Insurance Data Base Law, Understanding Colorado's Motor Vehicle Laws, Colorado Driver Handbook
6Question 6 of 10
A reckless driving conviction in Colorado will result in _____ points being added to your driving record.
Not quite. The answer is 8
A reckless driving conviction will result in 8 points being added to a Colorado driver's driving record.
Source: Aggressive vs. Reckless, Sharing the Road, Colorado Driver Handbook
7Question 7 of 10
Which of the following statements is true?
Not quite. The answer is It is legal to use audio navigation while driving.
Texting or eating while driving increases your chances of an accident. If you are lost, pull over and enter navigation instructions. However, you can use audio navigation while driving.
8Question 8 of 10
For minor drivers between the ages of 18 and 21 in Colorado, the accumulation of ___ points within the period of the driver's license will result in immediate suspension.
Not quite. The answer is 14
A Colorado driver between the ages of 18 and 21 who accumulates 14 or more points during the term of his or her driver's license will have the license suspended immediately.
Source: Minor Driver Between 18 and 21, Colorado Point System, The Driver License, Colorado Driver Handbook
9Question 9 of 10
If a driver becomes a Colorado resident, how long does he or she have to register all vehicles owned?
Not quite. The answer is 30 days
In Colorado, to avoid license suspension, revocation, or cancellation, you must register all the vehicles you own within 30 days of becoming a resident of the state.
Source: Your Driving Privilege May Be Suspended, Revoked or Cancelled, Keeping Your License, Colorado Driver Handbook
10Question 10 of 10
Refusing to submit to chemical testing in Colorado will result in driver's license revocation for a period of
Not quite. The answer is 1 year.
If a person refuses to take the test or does not comply with the testing procedure, their driver license will be revoked for a period of 1 year and they will be required to install an interlock device on any vehicle they drive for a period of two years.
Source: Express Consent Law, Driving Under the Influence, Colorado Driver Handbook

Questions people ask

Is this Colorado DMV Permit: Laws & Requirements Practice Test like the real Colorado DMV Permit Test?

The questions are written in the same style as the real test, from official sources, with an explanation for each answer. The real test has 25 questions; this free test has 10.

How many questions are on the Colorado DMV Permit Test?

The DMV Permit Test has 25 questions.

What score do you need to pass the Colorado DMV Permit Test?

You need 20 out of 25 correct (80%).

How old do you have to be to take the Colorado DMV Permit Test?

You can take it from age 15. Can be taken online (@Home) or in an office. Max two attempts per day; $11.50 fee per retest.

Where can I practice more questions?

The Driving Exam Prep app has the full question bank for your test, a step-by-step roadmap, a mistakes review and a readiness score against the real pass mark.

Official sources

Our questions are written from these official sources. Always study your official handbook too: rules change, and our practice questions may differ from your real test.

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Which drugs can affect your ability to safely operate a vehicle?

A CO driver's first conviction of driving under the influence (DUI) will result in his or her license being revoked

If you are convicted of reckless driving, up to ____ points may be added to your driving record.

What is the minimum property damage coverage required for auto insurance policies on Colorado vehicles?

Do Colorado drivers need to have automobile insurance coverage on their vehicles?

A reckless driving conviction in Colorado will result in _____ points being added to your driving record.

Which of the following statements is true?

For minor drivers between the ages of 18 and 21 in Colorado, the accumulation of ___ points within the period of the driver's license will result in immediate suspension.

If a driver becomes a Colorado resident, how long does he or she have to register all vehicles owned?

Refusing to submit to chemical testing in Colorado will result in driver's license revocation for a period of

More topic

Questions people ask

Official sources

Keep going

Your license is one lesson closer.